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*{box-sizing:border-box}body{margin:0;min-height:100vh}.site-header{height:68px;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:0 max(20px,calc((100vw - 1100px)/2));background:#fff;border-bottom:1px solid var(--line)}.site-header img{height:39px;width:auto}.site-header a{color:#222;text-decoration:none;font-weight:750}.back-link{border:1px solid #d9d9d9;border-radius:10px;padding:10px 14px}.page{width:min(1100px,calc(100% - 32px));margin:36px auto 56px;display:grid;grid-template-columns:240px minmax(0,1fr);gap:28px}.policy-nav{align-self:start;position:sticky;top:24px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:10px}.policy-nav a{display:block;padding:11px 12px;border-radius:9px;color:#555;text-decoration:none;font-size:14px;font-weight:650}.policy-nav a:hover,.policy-nav a:focus-visible,.policy-nav a[aria-current="page"]{background:#fff1e7;color:#9d4300;outline:0}.content{background:#fff;border:1px solid var(--line);border-radius:18px;padding:clamp(24px,5vw,52px);box-shadow:0 12px 40px rgba(0,0,0,.04)}.eyebrow{margin:0 0 8px;color:#a74800;font-weight:800;font-size:13px;text-transform:uppercase;letter-spacing:.08em}h1{font-size:clamp(32px,5vw,52px);line-height:1.05;margin:0 0 14px}h2{font-size:21px;margin:32px 0 10px}p,li{font-size:16px;line-height:1.7;color:#444}.lead{font-size:18px;color:#555;margin:0 0 24px}.updated{font-size:13px;color:#888;border-bottom:1px solid var(--line);padding-bottom:24px;margin-bottom:26px}.notice{border-left:4px solid var(--accent);background:#fff7f0;border-radius:0 10px 10px 0;padding:14px 16px;margin:22px 0}.notice p{margin:0}.contact-card{display:grid;gap:6px;border:1px solid var(--line);border-radius:13px;padding:18px;margin-top:18px;background:#fafafa}.contact-card a{color:#a74800;font-size:18px;font-weight:800}.rate-table{width:100%;border-collapse:collapse;margin:18px 0}.rate-table th,.rate-table td{text-align:left;padding:13px;border-bottom:1px solid var(--line)}.rate-table th{font-size:13px;color:#777}.site-footer{width:min(1100px,calc(100% - 32px));margin:0 auto 30px;display:flex;flex-wrap:wrap;justify-content:center;gap:14px;font-size:13px}.site-footer a{color:#555}.site-footer span{color:#999}@media(max-width:760px){.site-header{height:auto;min-height:64px;padding:10px 16px}.site-header img{height:32px}.page{grid-template-columns:1fr;margin-top:18px}.policy-nav{position:static;display:flex;overflow-x:auto;gap:4px}.policy-nav a{white-space:nowrap}.content{padding:24px 20px}.rate-table{font-size:14px}.rate-table th,.rate-table td{padding:11px 8px}}